Insuring the cars has many benefits that come with it. Besides the low premiums and the quick receipt of claims, which does not run into months with reputed and good insurance companies the benefits are many.
It is however mandatory to be follow the check list that is given by the car insurance company. It is a simple step by step process that should be done immediately when an accident occurs as far as possible.
If the driver is in a position to be able to reach the phone, he must inform the police, make a call to a towing service, call an ambulance and call the insurance company.
Insurance companies have a toll free number to contact the insurance company.
When the injuries have healed, the driver must fill out the insurance claim form and answer the questions of the insurance investigator.
After that a driver can track the claim online for the clearance.
Insurance companies normally have a network of garages and companies that handle accident related vehicles and repair them. Since they are attached to the insurance company or owned by the insurance company the costs are cheaper
No extra costs have to be paid by the customer for inspection and valuation of the car after an accident.
There is always preferred treatment within the network of the car insurance company whether it is car repair, or medical treatment or actual valuation costs.
This helps to keep the costs of an accident low so that an individual does not become cash strapped in the process.
The customer service levels in the reputed car companies are excellent as they understand the trauma under which an individual visits them.
Each car insurance company is reducing the waiting time for the claim reimbursement as well as the premiums to encourage all vehicle owners or users of rented vehicles to insure the cars for their own benefit, mobility and freedom.
If a person has an accident in a rental car the rental company will take as much as 45 days rent for the destroyed car but the insurance company will not reimburse the amount to the driver. Accidents with uninsured drivers are not included.
Keeping the benefits in mind it is important to make sure that the proper insurance plans are used and the coverage obtained to give a driver the freedom of driving with a free mind.